AIBU?

[Naz76]

An old work colleague (not a close one) borrowed money off me early November. She begged and begged me, and eventually I gave in. It was for £200. She promised, over and over to repay me on 30th Nov when she got paid. Then, her mum died a week before that date.

So I messaged her on the 5th Dec and she said she couldnt pay me back all at once but would send me a weekly amount but couldnt commit to a specific amount. She said 1st payment 7th Dec. I never mentioned a date. I have heard nothing and received nothing. She is going on her second piss up tonight to 'celebrate' her mums passing.

She knows I need that money. And I am angry at myself for lending it to her. What can I do?? I dont want to message her and be horrible, her mum has died, but at the same time she is not being honest. AIBU??

No yanbu, you’d probably have the same problem even if her mum hadn’t died ( harsh but probably true) I’d just send her a firm but polite request for the money to be returned ASAP, then keep your fingers crossed because I don’t think there’s much else you can do

Im just mad at myself. I work 2 jobs: 1 job 4am-8am 5 mornings a week, 2nd is 9-3 Mon to Fri. So a 50 hour week because we need the money. She knows that. I will never make this mistake again. Thanks for your honest reply Sparklepops.

Yeah but she wore you down and most of us are too kind /stupid to say no.
Makes me wonder if she's not somebody that close to you, she's already begged and borrowed from those closest to her and she's exhausted those around her

I do think thats the case Sparklepops. It crossed my mind at the time.

Tell her you'll go to the small claims court and mean it

I don’t seem to sound patronising, but it could have been worse. Be glad it was only £200. Never lend money that you can’t afford not to get back.

Do you know where she lives? I would be knocking on her front door...

I dont know her exact address randonmess. If I did...
19lottie you are exactly right. My mistake. It wont happen again.
Greentulips...can I do that?

Naz you can file a motion to take anyone to the small claims court, but you need to pay a fee and then have evidence and be sure they have the money to pay you back, otherwise there is no point.

However, you could always try sending her a “letter before action” (google for a template), this might scare her into paying you back, but there are no guarantees.