DECLARING FINANCIAL DETAILS

[bigknickersbigknockers]

My FIL is 84 years old and has been disabled for the last 30 years. MIL has been his carer over the last few years as his health has gone worse and he now totally relies on her.

They have had some help from carerssince FIL came out of hospital and were promised this would be for six weeks but they got only 10 days before they were told that they were being handed over to the private sector and would be assesed financially to see if they would have to pay for all of the help from the carers or pay a small fixed fee.

The thing is if you have over £21,000 in the bank you pay

You dont have to declare any financial details if you dont want to but if you refuse to give details of your finances can they check how much money you have got without you knowing or your permission?

Any advice welcome please

Help pleeease

Not sure if its possible to just close a bank account to bring her under the £21,000, and if she did this would anyone be able to find out about it without her knowledge or consent

someone must have had experience of this sort. Help purlease

No idea, but imagine they'd ask to see some past bank statements instead of most recent to ensure that people don't clear/close accounts in order to qualify.

But, I have no experience in this area.

anyone else please

Age Concern Factsheet here.

thankyou somersetmum, the care they have is the sort where a carer comes to their home every day. you pay per hour so they are just having a carer come in fo 1 hour in a morning to help get FIL up, washed, shaved etc and ready for the day to make it a bit easier for MIL

If they own their own house this is included in total assets, although not sure what happens if one person is to remain in the house. I know from when my grandma recently got funding for a nursing home that Social Services checked and double checked her assets which in her case was one bank account. I would assume that you can't just close an account so close to claiming funding. All gifts of money to relatives and signing over of houses has to take place many years before. I would also assume that funding will not be given without proof of total assets.

Hope someone in the know comes along soon. Bumping for you.

Sorry, just realised that he is to stay in the house. Silly me for not reading properly.

Is this one any good then?

thanks humphrey

thanks again somerset mum, will check MIL claiming what she should although she is well clued up with these sort of things