Universal Credit Help

[Kknightxx]

Hi there.

I am wondering if there is anyone in a similar financial situation to myself and can help me estimate what I may be entitled to through universal credit.

Basically when trying to work it all out on a calculator it doesnt take into account that I have only recently had my baby, it wants to know my earnings between April 2017 - 2018 which is when I worked full time so I earned too much to be entitled to anything, but now im a new mum and obviously dont earn half as much as I did then.

Basically my daughter was born late October and my earnings are my maternity pay £145 a week & my child benefit £20 a week.

My partner earns roughly £320 a week.

Anyone able to help?

Thank you

How old are you and your partner and do you pay rent?

I would also need to know if your partner gets paid weekly and is it smp you get rather than maternity allowance ( paid by the government)?

Hiya

Im 21 and my partner is 26. He gets paid weekly, and we pay our morgage monthly

Also I get SMP paid by the company I work for

Ok so your total UC amount would consist of a couples element ( £498.89) + a childs element ( £231.67). You would get the over 25 couples element as one of you is over 25. Total = £730.56.
UC is worked out based on earnings over a monthly assessment period. So some months there will be 4 pay days taken into consideration and some months 5 paydays.
Based on a month where 4 pay days fall in the month for both of you, then total earnings would be £1860 As you have a mortgage the first £409 is disregarded ( this is called a work allowance). After this wages reduce your Uc amount by 63p in the pound, so 1860- 409 x 0.63 = £914.13.
As £914.13 is higher than £730.56 you would not be entitled to any UC I'm afraid.

Child benefit is not taken into account for Uc at all, it is entirely separate.