We have 3 adult dc and spend £100 on each about £70 on main gift and stocking £30ish. We have fc £50 on main gift and £50 stocking, 2 dgc and make them small stocking and give a main gift total of £70 each. Parents in law £60 and bil £25. 3 d niece and nephews £25 each. dh and me £100 each.
Food £400 hosting dd, sil and dgc for one day before Xmas and my sister and niece and 2 nephews over New Year for 3 days. Booze £150
Activities for fc ice skating, paint a Xmas bauble we do each year, fun Xmas pass for him and d niece when she comes over New Year swim, ice skate and climb + panto for us, my sister and 2 kids £180
Our Xmas activities Twelfth Night and Nutcracker and 3 or 4 Xmas meal/nights out. £300
Family meal out over Xmas for 5 £150
Xmas tree, wrapping paper, poinsettias to decorate home etc. £150
Charity shoe boxes £100
About £1800 we could spend more but instead choose to help out older d niece who is at uni and we pay cash into her bank account every month.
I could never go into debt or put anything on credit card. I would rather go without and have in the past when we had a lot less money than we do now.
I do loads of Xmas baking of cakes, biscuits, cookies and much cheaper than buying.