HMRC have stopped my tax credits (CTC and WTC) because they say I am not gainfully self-employed. They've made a mistake. When I looked at the figures they have they only took into account one element of my self-employment and completely ignored where the bulk of my earnings come from, so I have appealed but it could take 8 weeks or more if I need to escalate the appeal.
The job center said I am not entitled to JSA as I earn too much from self-employment to be classed as unemployed. If I fold my business I won't be entitled to anything for 6 months. If my business goes bust they will ask for proof that work has dried up, which I don't have because I am actually steadily getting more work/earning more.
I can't claim UC because that is WTC which HMRC say I am not entitled to.
Asking HMRC what to do next is harder than asking a cat to fix my washing machine. They make as much sense as trained monkeys. I honestly think they don't understand tax credits or benefits themselves. The job center direct staff are helpful but swear blind it is tax credits I need and they can't help me.
CAB only run benefits advice services on a Friday and I can't attend on a Friday because that is when I train towards a qualification I am undertaking. If I miss a session, I must make up the hours elsewhere and there aren't enough training sessions through the week for me to make up those hours.
I earn from self-employment;
£60-100 p/m from one element - this income is stagnating
$600-1000 p/m from the other element - this is income is rising steadily and is something I've only been doing since August.
In August I made $120, in Sept I made $470, in October I made $560.
This month thus far I have made $181 and have new work lined up for $670. I seem to get new work every few days now, whereas in August it was only once or twice a week. I'm also able to ask a higher fee than I could in August.
If I worked out of the home I could only work p/t due to study/childcare issues but I am looking for work to fit around study/childcare.
So, what, if anything, I am able to claim other than WTC/CTC?