How much is your home insurance?

[CurlyhairedAssassin]

Building and contents. 3 bed semi, downstairs extension. no unusually high value items, except a ring at £2k. Plus a couple of iPads and a PC.

Renewal is £520 for year (includes 8% charge for monthly)

Just googled and it seems we’re getting royally ripped off!

What is everyone else paying?

£22 a month for 3 bed detached

That’s including contents of around £8k

£23pcm inc accidental damage

2 rings, £2k and £7k
No bikes

Very large 3 bed house, rural

We swap insurer annually though, never renew!

Looks I need to swap insurer! Thanks for posting.

£225 with Esure 3 bed detatched
Unlimited buildings
£70000 contents
£2500 away from home cover
Accidental damage for both
Legal protection
Emergency home cover

About £25 a month, good level of cover. Have a look at John Lewis insurance, several people recommended them to me

£123 a year, four-bed detached with Zurich, £1m buildings, 100k contents. OP, yours sounds horrendously expensive!

Oh help £780 /year. Average terraced house

Will look at Zurich and John Lewis

£500 for buildings and £75000 contents. Large, old, 5 bed house with a bit of flat roof and two outbuildings we wanted cover in. Covers high value items away from home too and includes home emergency cover.

Was the best we could get after trawling all the comparison sites.

£104 for year through Aviva for buildings and contents. 3 bed terrace, 2 phones and 1 PC, no other high value tech and no jewellery. Get discount because my pension is through them, and the £104 was just quoted for renewal (last yr £119)

yoyo1234 you do need help !

£15 a month. 2 bed terrace. No high items. Insured away from home for contents

£99.00 house and contents (plus i got 30 cash back) so ounly really 70.00 300k house, 3 bed - 100k contents - no one off items

£1600 this year, for a 3 bed chalet style bungalow :(
That's what you get for being a few hundred yards away from a river.

It always amazes me that i can insure my whole house, buildings and contents for maybe £120 pa and yet just insuring a car costs much more for most people..

And I have never claimed contents...I have only claimed once on buildings 20ish years ago and even then it must have been a small amount. A radiator leaked when I was bleeding it and the insurance paid for a carpet clean and hired a dehumidifier for a few days ( in a small room).

Price isnt everything with house insurance, look at service if you have to make a claim!
I went with AA good reputation I thought, Had to claim, had problems so looked on Trustnet the claim handlers they use Trinity
88% negative !!!! some horrendous storys there, check it out before you BUY

I shop around & change mine every year. Just over £100 with unlimited contents. No one off items
Had a few deals that included cash back

It always amazes me that i can insure my whole house, buildings and contents for maybe £120 pa and yet just insuring a car costs much more for most people

You're much less likely to kill or injure other people with your house though.

With a car there's a risk that you cause an accident that leaves someone else permanently disabled and your insurance company will have to pay out close to a million for a lifetime of care and compensation for loss of earnings etc. That's what your car insurance is for, along with fixing up bumps and scrapes.

Our house insurance for a 2 bed semi is £200 pa, no jewellery but includes DPs £3k mountain bike. Unfortunately OP, you have to shop around each year, or else they will quietly bump your premium up year after year.

I’m in the same property type as you and pay £15 a month for both

You are being screwed !!!

My renewal has just come through...i was with Axa...£145 a year...3 bed semi cottage built 1800....im going to shop around too.