SAHM allowance?

[ImOutTheCircle]

If you are a SAHM, your partner works full time and you don't use a joint account... how much does your partner give you as some sort of SAHM "allowance" a week/month?

We give ourselves equal spending money. Everything else goes into a joint account.

Allowance?

I don’t get an allowance. Everything gets paid into one pot because we are a team. I don’t need “personal” spending money or pocket money - we have a budget and if we can afford it I buy.

Allowance? Oh dear

Everything in one pot here. As a SAHM I wouldn't accept the concept of an "allowance". My mum used to get that from my dad, to my mind very old fashioned and controlling.

We call it family allowance. I have £995 a month. That covers everday household expenses, food and petrol and the kids (although that doesn't apply anymore as they are all working and able to look after themselves). Whatever left is mine (hairdressers, clothes etc)

Allowance? Sheesh. No way. When I was a sahm we both had equal personal spending money from a joint pot.

Use a joint account. No tying yourself in knots with "allowances".

I'm a SAHM. We have a joint account that everything comes out, but we also get £100 a month "pocket money" each that ours to spend as we see fit.

We have a rough household budget that we agreed together, but DH would find the concept of giving me a household allowance incredibly insulting to both of us.

Surely it depends massively on what your income and outgoings are. If I say DP and I have £100 a week personal spends each after all bills paid and some put into savings, it’s a bit irrelevant if your budget only has £8 left after bills. Ditto if you have a huge surplus after bills. It also depends what you have to spend it on eg petrol or kids

When I was a sahm, all income went into a single joint account and all bills came out of it. We had an equal amount of personal money which went into our own accounts.

Joint accounts only works very well for lots of couples but dp and I have very different spending habits. He spends small amounts of money almost constantly on things like coffee whereas I like to save for bigger things. I think like a lot of people we don’t truly realise what we spend so it’s easier for us to have separate finances for ‘crap’ rather than me say “I want x but you’ve spent all the money at starbucks” and him say “why are you blowing £££ on that!”

I think people are getting hung up on the word "allowance".

DH and I (neither of us are SAHP, but same principle applies) put all our money in the joint account, then we both have equal amounts of money to spend on ourselves each month.
We call this our "pocket money" :)

I'm a SAHM and we have a joint account and then both of us get equal 'pocket money' for clothes, coffees, haircuts anything really that solely benefits us. The joint account pays for family holidays and spends for example.

I just don't like the idea of having money doled out like a child.
A joint account surely if you are a family?

I don’t view it as doling out like a child. More ringfencing the way that I would my mortgage money or council tax which I dole out the the bank and council. I am quite lazy and disorganised though and I’m sure for other people it’s not a massive chore to see what their dp has spent and what they have spent and what is left in the account before buying things. I just find it much easier to have my own money.

We have a joint account for bills. Which doesn't include food at the moment but should do! I spend the child benefit. Thats it.

I have never wanted a joint account. Family or not I wanted my own bank account. £1000. But obviously it’s depends on the breadwinners income. Let

When I was married, no allowance
Just the credit card. No restrictions.

Allowance - for what?

We put both salaries into the joint account and both have an equal amount of personal money. We’ve done the same way for 25 years regardless of how much we were earning.

There is nothing wrong with calling it an allowance.
The feminists need to chill.

I'm a SAHD and use a joint credit card for all purchases which DW pays every month. No allowance here.

mymom that’s not what lots of people think
An allowance is what you are ‘allowed’
My husband doesn’t say what I’m allowed to do.

We both have an allowance - money we can spend on ourselves. It's what's left after we've paid the bills and budgeted for quarterly/annual costs. It's exactly the same amount for each of us. Only one of us is in paid work though. Cos we're a team.

OH has all bills come out of his account , we have joint savings and he transfers £400 a week into my account. Out of this I buy all the groceries, toiletries etc, pay for school lunches , activities with my toddler , after school clubs, haircuts, clothes , my nails and lunches or nights out with my friends. If OH and I go our together or as a family then he pays. We have a joint charge card that I use for big purchases like winter and summer wardrobes and OH pays this off each month. We don't have a joint current account which is my choice, I'm a director of his company so know exactly what our financial situation is and I also have my own savings account which I put any leftover money into.

I wouldn’t accept that scenario.

You should have equal access to money, equal decision making power and equal surplus.