Why so few good opportunities?

[Undercoverbanana]

I am a bank account whore.

I switch accounts as often as possible to get cash backs.

I have a “whore account” that I switch around and made just short of a grand a few years ago

In light of the truly terrible TSB cock-ups, I expected all the banks to be falling over each other to attract disgruntled TSB customers, but this is not so.

Where are all the brilliant offers? Am I missing something?

From one fellow account whore to another, maybe there are too many people like us and the incentives are attracting too many of us and not enough people who switch accounts once in a blue moon and the go on to run up lots of bank charges and take out loans and credit cards and pay them lots of lovely interest?

Anyway, I'm sticking with TSB because who else pays 5% interest on my £1500 emergency fund?

Could be right Barbara - perhaps our bubble has burst.

The other day I witnessed the following money saving technique. Not sure how I feel about it though.

In a charity shop. Quite a large lady bustles in with two massive bags of clothes to donate. I overheard her say - “I have lost weight. I’m down a size or two so these are my old clothes but I’m on a really low income and can’t afford to replace my clothes in a size that fits. Do you offer any kind of swap system, or could I get a discount on what I buy versus what I’m donating?”

The answer was a very polite “no” but the assistant congratulated the lady on her weight loss, which was good to see.

I had to go but would love to have known how it all turned out.

Was she a CF, do you think, or should there be a system in place for this? She was doing good for her health so should be encouraged and yet the charity is there to make money. I’m torn.