Taking a loan out by adding to a mortgage..

[TwoToTango]

I may need a loan of around £3000. I am tied into a fixed rate mortage for another 18 months - would the bank let me add the money onto the mortage at the same rate?

we had to get a bank account with our mortgage provider and they allocated an overdraft for us. We have just changed mortgage providers and added the overdraft on so increased mortgage IYKWIM. So mortgage was 30k and had 10k OD and now only got 40k mortgage.

OK. I have already got a bank account with my mortage provider - hadnt' thought about that - will check out rates - thanks

TBH we borrowed 10k and paid back only the interest every month as we knew we would get a bigger mortgage to cover it. Wasnt very expensive and obviously now its all in one so alot cheaper too.