legal/money consequences of a marriage

[ConnectedtoMS]

Hi ladies, looking for a little bit of advice before getting married. Background:
Myself and fiancé have separate accounts now and separate assets (I have mortgage fee properties abroad, investments, he has a large pension, ltd company, investments, ect). We bought a house together (50/50) and we pay mortgagee jointly and all the house expenses (50/50). He has 2 kids (18y, 16y) from previous marriage that he pays maintenance for (+ money for exW), from his account. We happy with this solution for time being however I know it would have to change, in the future, when we have our kids.

I’m wondering now what are the legal consequences of us getting married, please. Would all our current assets be joined or that pooling of assets will start from the date of marriage please? (eg my properties & investments will stay only mine and his pension, company will stay his ect). I’m also wondering if his company will go bankrupt will I be liable to the debts too with all my assets (before and after the wedding date)? Just to clarify I'm not an owner/director in this ltd company.
Is having a separate accounts during marriage equal separating assets? I don’t believe so.
I don’t mind having a joint account after us getting married but in the same time I don’t want our current assets to be joined as we both works for them separately even long time before we’ve met.

I know that pre-nup isn’t for us as this will only protect us in case of a divorce and frankly I’m more concern about his current financial obligations regarding kids/exW (her claiming more because we got married? her going after my assets?) and in case of the business going under. I simply want to have my current assets protected and I'm not interested in his. In the future, especially when we have kids, I this a joint account will have to be taken under consideration and I don't mind pooling assets after we'll get married as I see this as a joint financial effort (I hope to go back to work after maternity leave).
Any comments will be very much appreciated as I don't want to spend a fortune on a solicitor.

Money spent on a solicitor now will save you much more money and heartbreak in the future. You need to see a professional. Presumably your assets are such that you can afford this?

Get advice from a good family law solicitor

Yes, specific legal advice before you get married.

It sounds like your assets are significant enough that relying on advice from a website anyone is allowed on and where you can't verify credentials of posters is stupidity. Pay someone.

I know you can draw up pre nup agreements with solictors which take all this into account. They describe what the parties agreed before marriage. They are not legally binding but do inform the courts on what was intended upon divorce when the pre nup was agreed. Therefore they are worth doing to help clarify intended financial arrangements upon separation. Pensions and property could all be in the mix. So make an appointment to discuss your questions.