My dp was born Mr Jones shall we say(not his real name) but at the age of 2 his mum married a new man and dp decided to take his step dad's name Mr smith. i was under the impression that he was adopted as everything of dp is in mr smith not mr jones, only his birth certificate is in mr jones. Ni is in smith etc etc bank account in mr smith.
I hope that made sense, have found out that he isn't adopted but wanted to use his step dads surname rather than his birth one.
So is that fraud?? I was under the impression that if he say gets a loan in mr smith that is fraud as it's not his legal name? i thought it was either by adpotion or by deed poll that you could change your name. And if applied for loans bank accounts etc that it's fraud??
Not sure really what i'm asking but should he use his birth surname or his step dads bearing in mind everything is in his step dads name apart from his birth certificate.