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Original poster

Tax credit overpayment

8 replies

Caaarrrl · 17/08/2018 23:11

Received tax credit final award today and have been over paid by about £1700 according to them. We are no longer entitled to any tax credits which is what I was expecting. I was not expecting a large over payment though, but I suppose it must be right so I do not want to dispute it. Knowing my luck, any dispute would just result in us owing more!

I just wondered if anyone had any idea of what HMRC might accept as a payment plan? Will they need details of income/expenditure to arrange a plan?

OP posts:
m0therofdragons · 17/08/2018 23:16

My experience was you say what you will pay monthly and they're grateful and go with it. We confused them by paying it back in a lump sum but I'd told them for years to stop paying us yet they carried on. So irritating when I'd given them all the correct information.

RB68 · 17/08/2018 23:19

Ours was over about 1k a couple of years ago - I phoned straight away but they refused an immediate payment and I had to wait about 14mths for them to catch up and realise I owed them and then they accepted £100 pm. My understanding is they like it back in 12 mths if possible. I should have just sent it back in retrospect - was so annoyed as I had also provided all the right info and phoned them plenty in advance but they made an extra payment. Have been too terrified of it to apply again

Original poster
Caaarrrl · 17/08/2018 23:22

Thanks mother. Yes TC are infuriating. I really thought that I had provided all of the correct information to them but I can't have done. I was expecting a small overpayment as I was delayed telling them about an increase in this year's estimated income, but the overpayment has come from last tax year when I thought that I had estimated my income quite well.

OP posts:
Original poster
Caaarrrl · 17/08/2018 23:25

There's no way that we can pay it back in 12 months RB68. Even though we owe them this, I am relieved to not be entitled to anything from them anymore as we have spent years on a cycle of them getting it wrong every year and clawing it back from the next award. This time though there is no award to claw it back from. They've not got it right once in all the years that we've claimed.

OP posts:
m0therofdragons · 17/08/2018 23:28

In June 2017 they refused to take payment and said we'd be asked in February 2018 but in October 2017 they gave us 2 weeks' notice to repay in a letter that seemed to accuse us of wrongdoing. When we phoned it was completely different so don't panic about the way the letter is worded!

FiveGoMadInDorset · 17/08/2018 23:29

You will have provide them with the correct information, they may have entered it in their system wrong which is what happened to us and we ended up owing over £4k, as they put DH on income ESA and not contributions ESA when I phoned to renew. Contacted MP and they did clear it and gave us a whopping £50 in compensation.

champagneplanet · 17/09/2018 13:41

Fivegomad That has just happens to us, they had DP as being on IB JSA when he was actually on CB JSA, and then only signed on for his NI stamp then until he started working. What did you do to get it dealt with?

FiveGoMadInDorset · 17/09/2018 20:01

Contacted my local MP's office as when I tried to talk it through with tax credits they said that I had no chance of it being waved and we didn't have any chance of paying it back

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