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Any £s at end of month?

2 replies

Monica53 · 04/08/2018 16:18

Hi there
I don't post that often and usually not about finances. However just wondering what I'm doing wrong at end of month or even after first two weeks after pay day?!, we that is myself working FT and OH who is on state pension have a limited amount of income around £1800?, and have a teenager, who is looking for PT work whilst doing A levels, thing is I don't know how we spend so much, or I do generally as Teen doesnt like anything we have in even though they wont assist with shopping etc (Long story and another thread?), also OH has a tendency of going to supermarket 3/4 times a week and loves the reduced stuff, yes ideal for some things but not all the time and only a bargain if you need it right?. So we are wanting to save for a holiday for next year, last one as Teen will be heading to Uni, so need to try and save and budget properly! we pay around £800+ on all utlity bills and then additional £100 a month for fuel for car , then whats left is for food and anything else. Any advice would be so grateful. Thank you for reading. Regards

OP posts:
AdoraBell · 04/08/2018 20:15

We currently have very little, an often 0, at the end of the month.

Can you talk you tpyour DH about the shopping? And the teenager, what does he like? Don’t accept a monosyllabic answer, get him to talk about what food he wants to eat. Try and get him to work on a meal plan with you.

Other than that, transfer something to a savings account as soon as you get paid. Look at utilities and decide on a food budget to decide what you can save.

BarbaraofSevillle · 05/08/2018 09:20

Sounds like you need the MSE money makeover.

Maybe also watch a few episodes of BBC Eat Well for Less.

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