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Original poster

I have an evening job which they have started 20% tax on

46 replies

Slartybartfast · 30/07/2018 07:51

I now barely take home anything, i worked so many extra hours last week and am so despondent at my earnings

what is the best thing to do about this?
change my extra 20% tax to my other job?

OP posts:

shockedandsurprised · 30/07/2018 08:28

Br is the correct tax code for a 2nd job when you're using your full personal allowance on your first. It means all earnings from your second job are taxed at 20%. This is correct. Splitting your allowance across the 2 jobs won't make a difference to your total income as your tax will increase on your main job

There is nothing you can do about this, it's how tax works. Suck it up

Asdf12345 · 30/07/2018 08:31

Tax hurts. As you earn more it just gets worse until you hit the point where it is not worth doing extra for the amount you take home.

With tax, ni, student loan, and professional costs I take home 35p in the pound on extras. It would be worse if I earned substantially more or we had kids whose allowances could be withdrawn.

I understand the logic behind progressive taxation but the uk system doesn't seem well designed.

reallybadidea · 30/07/2018 08:32

Is your hourly rate correct? Is it just tax that's being deducted or NI too? Are there any other deductions? Is the amount of tax more than 20% of your pay?

Original poster

Slartybartfast · 30/07/2018 08:33

agree asdf, it doesnt feel worth it

OP posts:

Strax · 30/07/2018 08:35

Your pay slip should show you the gross amount, the tax and the net amount, if you calculate it yourself, is the tax amount taken off higher than the figure you've calculated?

ForTheLoveOfCakes · 30/07/2018 08:45

BR is emergency tax. Call the hmrc and they'll be able to update it to a correct code for you

xyzandabc · 30/07/2018 08:52

So it's been established that 20% tax is correct due to your other job.

Are you actually only taking home 50% of what you were before and do you think something is wrong with your payslip, and would like help with that?

Or does it just seem like 50% because it's more than you were expecting but you are now assured that your payslip is correct and you just need an outlet to offload about the unfairness of the system. Which is also perfectly fine.

Just not sure if you're still looking for advice from people about how your pay is wrong, or whether sympathy about deductions from earnings is more appropriate.

Floppyspanielears · 30/07/2018 08:57

As per previous posters if you earn more than £11850 in your main job and are on a 1185L tax code there, then BR is the correct tax code for any further jobs.

Original poster

Slartybartfast · 30/07/2018 09:21

50% of my pay is gone , not 20%
i will contact work/hmrc

OP posts:

QuinionsRainbow · 30/07/2018 09:37

If you have been in your current evening job since the start of the tax year (i.e. for the past 4 months) and have only just started to be taxed on it, then you owe tax at 20% for the previous 4 months. The tax tables will tell your employer how much tax you should have paid up until now, and it might all have been taken it at one fell swoop in this pay period. It should settle down again next time.`

TittyGolightly · 30/07/2018 09:41

50% of my pay is gone sad, not 20%

Can you post some actual details?!

Gross pay (is that bit right?!)
Tax deducted
NI
Pension
Any other deductions
Net pay

TittyGolightly · 30/07/2018 09:41

And then your salary and tax code on your other job.

Original poster

Slartybartfast · 30/07/2018 09:50

oh thanks rainbow
by my calculations they should have taken £8, but they took £18.
i have been in the job since September but did not pay tax, this year the tax has caught up with me and i owe for last year and this job is 20%, so perhaps it is backdated.

OP posts:

Heratnumber7 · 30/07/2018 10:01

You get taxed 20% on any income you get once you've earned £11.5k-ish.

It doesn't matter whether that income is from 1, 2, or 20 jobs.

Have you inadvertently exceeded a total annual income of £45k by taking on this extra job? Any earnings over £45k will be taxed at 40%.

JustLikeBefore · 30/07/2018 10:06

what is the tax you are paying on your main job?

Heratnumber7 · 30/07/2018 10:06

it just feels soul destroying to put in all the extra hours and not actually see it reflected in my pay slip

Welcome to the world OP!

I suspect they have started to collect the back tax you owe via your current earnings.

Original poster

Slartybartfast · 30/07/2018 10:07

Have you inadvertently exceeded a total annual income of £45k by taking on this extra job? Any earnings over £45k will be taxed at 40%.

ha ha ha ha

er no, just a little bit over the personal allowance.

OP posts:

Original poster

Slartybartfast · 30/07/2018 10:08

I have had this happen before but i never minded but i am particularly knackered today

OP posts:

Ollivander84 · 30/07/2018 10:09

Same here, I have a FT and a PT and pay basic rate on the PT one

JustLikeBefore · 30/07/2018 10:14

When I was temping and had evening job, my tax was all over the place, I always reclaimed what they had over charged.

The other thing is one salary and one weekly wage? as sometimes you can end up being tax extra if the tax number week are the same. again been caught by that too. moved from weekly salary to monthly salary and was hammered for tax on the first pay slip, becuase of the overlap of tax weeks.

Ring HMRC and also talk to someone relevent in your Your main job.

hope you get it sorted.

xyzandabc · 30/07/2018 10:15

Do you have a payslip? What does it say? It will tell you where the 50% has gone.

Some more detail like tittygolightly says and maybe we can help as to whether it is correct or not.

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