I've found myself in the really unfortunate position of having two children under three, been made redundant from my full time position and split from DP due him having a mental breakdown. Both my credit cards which I was hoping to pay off asap have now started charging me interest, a lot of interest, and I'm wondering if I can ask them to halt the interest until I'm able to get back to work or even a 'grace or goodwill' period. Anyone have any experience good or bad of this?