I need some advice before I make any changes. So I was claiming tax credits as a couple for 5 children . My husband has left me so I going to have to cancel my claim, and claim single. So when I stop my tax credit joint claim, I will have to claim universal credit ( to be able to access the housing element and stuff) só what will happen to my tax credits? Will it stop straight way or will it continue till universal credit is sorted because I've heard universal credit takes 6 weeks to process and that means I'll have no income for 6 weeks as a single parent. How will i manage that. I don't work as Im a SAHM. I just need to see if you guys can advise me before I ring to cancel.