SAHM - husband is leaving - what am I entitled to?

[Amidoingtherightthing]

My husband is leaving myself and 2 DC. I am a SAHM due to one of my DC having special needs. I need to get finances straight in my head so I can start to get us sorted out. I will obviously find a part time job as soon as a can, but in the mean time, what am I entitled to?

As far as tax credits, universal credit, etc. I have no idea where to begin as we have never claimed anything before. I've been on entitledto but some things aren't clear, such as -

1. It is asking my housing situation. I am currently staying in the house whilst things are getting sorted out but paying the mortgage which is in my husbands name. Does this mean I am renting off him? or in a mortgage but its not my mortgage?

1. It's asking if I have savings over £6000. Nothing is in my name. Husband has about £10,000 in savings which i know will be split upon divorce.

Can somebody who has been in this situation just tell me that everything is going to be ok? I am so worried about money, on top of the emotional trauma of him leaving, having a special needs child, being a single parent and having to look for a job on top of all that. :(

You need to see the CAB and a solicitor. Others here will know more than me as I've not been through it. Good luck

You need to urgently go to CAB and/or a solicitor. Relevant facts are

1. You are not on the title deeds if mortgage is only in H name. You need advice on how you can stay in property with children if this is not agreed - and be forewarned as to action H might take to get you out. Ask if you should change the locks to stop him doing that when you are out (assuming he still hS keys)

1. You need a benefits check based on your situation now. If your situation changes post divorce you will need to declare any changes which may affect your entitlements.

1. Depending on length of marriage and H financial situation (including pension) and age of children you need advice on what H may be required to provide you. Best to get this info before he makes a low ball offer

1. In any event he is required to financially support your children. You should also try to agree access arrangements or go to a mediator to thrash out a plan

While you are still in the house take copies of any financial documents you can including bank statements, utility bills etc which will be useful for your solicitor

Everythings going to be ok. You are not renting no, you are just paying your mortgage, doesn't matter whose name it's in.

Your ex husbands savings won't affect your entitlement to tax credits.

You also need tonight or tomorrow or register at the Land Registry your spousal right to the matrimonial home in case he sells it without telling you as you are not on the deeds. it is a simple form from the Land Registry website. www.gov.uk/stay-in-home-during-separation-or-divorce

Does your child get disability living allowance?