PPI can I claim from company direct?

[faketanmylegs]

Out of curiosity I completed a form with one of the claim firms, it turns out that I took out PPI with a Laura Ashley store card in 2005.

Would it be immoral to try and claim with Laura Ashley directly or should I stick with the firm who established that I took it out in the first place? They no doubt with take a big %.

Any advice welcome.

Course you can do it yourself. DH used The Claims Guys to find out where he could claim then did it all himself

Most retailers don't own the card side of things - they are generally "hosted" by companies like "new day" or were years back when I worked for Dorothy Perkins! You could always ask in the store I guess or your statements will have the details on them.

God yes, do it yourself. No point being ripped off twice.
Here’s the MSE guide.
www.moneysavingexpert.com/reclaim/ppi-loan-insurance

Thanks so much, it was The Claims Guys I used too.

Thanks again, I've used the MSE resolver link. No idea if I'll get anything but it's worth a try.

As a word of caution I would make extra sure you haven't already entered into a "finders fee" contract with them? Happy to be corrected but I'm sure I read somewhere that if someone engages them to conduct a search then they may still be entitled to a %age of any refund, whether you use them to do the "actual" claim or do it yourself.