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what am i entitled to claim as a lone parent who works 22 hours a week

12 replies

isheisnthe · 20/05/2007 14:04

Ca anybody tell me what I can claim?

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CarGirl · 20/05/2007 14:06

You should get an increase in CTC if it's now just on your income and you may get help with childcare costs, you may even get WTC but I'm not sure if you have to do 30 hours to get that?

isheisnthe · 20/05/2007 14:24

just phoned them - they estimated that based on my earnings and the hours I work my TC could be 140 a week - Thats a lot more than I ever thought?

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CarGirl · 20/05/2007 14:59

if you use childcare that may include some help for that. Yes you can get an awful lot of CTC on a low income. If you rented a home you would probably get help with that too.

isheisnthe · 20/05/2007 18:01

even if I h equity elsewhere? ut not enough to buy?

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MrsWho · 20/05/2007 19:45

WTC/CTC is all I get (17h a week)

CarGirl · 20/05/2007 20:42

Depends if you can spend your equity, new car, deposit on rented house and pay some months up front, you are probably allowed a small amount of savings. Have you looked into the shared ownership where they own 25% (or something) and you pay them back when you sell rather than the the part mortgage/part rent option which is not v good in my opinion.

isheisnthe · 21/05/2007 06:59

I Have - but there is long waiting list for that

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CarGirl · 21/05/2007 09:42

Is this the waiting list for do-it-yourself shared ownership where you find a property and they help you buy it, or waiting for one of their purpose built ones? When I did DIYSO 5 years ago it was very quick, moved out & rented for 8 months then was in my own place.

isheisnthe · 21/05/2007 17:18

I wanted to buy on the open market - reall=y - is that all it took - 8 months - wow. I am waiting to hear back whether I am eligible

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CarGirl · 21/05/2007 17:40

The flat I bought wasn't in a chain and I had the deposit from my marital home (my ex remortgaged to release my equity) which is probably why it was relatively quick. I'd avoid the part rent option if you can as long term it's hard to buy the place outright and the rent increases every year. You live quite local to me so I have an idea of house prices what sort of equity will you get out of your current home?

isheisnthe · 21/05/2007 18:06

if he is mean and sticks to 50/50 Ii will get around 70 - he he takes 20K - which is what I have sugested I should get 100/110 - still hard to buy round here on that

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Aimsmum · 21/05/2007 18:23

Message withdrawn

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