I was due universal credit payment today but not in bank

[Benandhollysmum]

I needed help with my rent so about 6 weeks ago I was told that it falls under universal credit and if I applied for UC My wtc and ctc would stop as it would all go into 1 payment. Me and my partner run our own business and it’s been hitting a loss, it wasn’t -1037 this month which isn’t good as we are around £7500 in debt and working all the hours to pay that off. The UC got it mixed up and assumed we made 1037 this month and so we were told we would be paid around £600 to get us through the month and it would be in the bank today. We live in a rented house so the money would have went todwards that but it didn’t come in. Worried sick ive been applying for jobs as the jobcentre told me I’d need to find work myself, which I have but it’s all temp part time jobs and nothing permanent.
worried sick we are down to our last £23.00 and that’s to pay to get kids to school and for their school lunches. It’s just a big mess we are in and since we got in debt we had to get prepayment meters installed, cant afford gas so have had no hot water in weeks. Foods running out and we just so low but trying to remain positive for the kids. He’s broke down numerous times this week and I’m not sleeping well. Don’t know what to do. Ive told some lies to the job centre saying I’m fit to work im not really I get bouts of siatica and end up hobbling like an old lady when it gets bad that I can’t stand up straight, but refuse to get disability as most times I’m not in pain, but sometimes I get weird shooting sensations in my legs and lost muscle tone in my right leg as if it’s wasting away but to admit that to them would be admitting I’m for the knackers yard.
I’m so depressed, I’m worried for my kids.

Ive a Job interview tomorrow it’s temp part time and min wage so Be making around 180 a week, it’s 10 week contract with chance that it could be permanent but I need a stable job to get off this terrible benefit to start getting debts in order. My oldest has been in and out of adolescent mental health hospitals for depression and suicide attempts and trying to stay upbeat for her is impossible, because we don’t want her hurting herself. We can’t borrow money as no way of paying it back.

Have you phoned to ask why the payment didn't go in?
I'm guessing the £600 won't actually help much anyway as, presumably, that will need to pay rent?
You need a referral to a food bank to get you through the immediate future. Do you get child benefit? That will help a bit

Universal credit is not good for the self employed. You are expected to make at least minimum wage per hour for the number of hours you need to work. I think the only thing is for you both to look for paid work as the business is running at a loss and Uc will just continue treating you as if you are making a certain profit and you aren't. It was designed to not support people's self employment when the business isn't viable.

I get child benefit but usually I use that to pay the council tax. The job I’m hoping to get is a 4-10pm job for 4 days so won’t bring much in I’m looking for weekend and morning cleaning jobs as well. I’m willing to work 3 jobs I’m used to working long hours just not willing to have it all go to paying off his debts

His debts? Hmm.
He needs to talk to stepchange asap (as in- first thing tomorrow!). You can't be paying towards debts with no food on the table.
If I'm correct, if you are self employed UC just assumes that you are making minimum wage and calculates accordingly, whether you are or not. it's a grim grim set up.

You should be getting council tax support.