DH and I have recently sorted out life insurance and have all the sensible critical illness, mortgage protection etc policies to cover our mortgage and provide for our 6month old DS.
I know that if something happened to DH, I'd be reliant on those policies as I'd need aeons to grieve etc. It made me think about how truly screwed I'd be if something happened to DS. I'm a fragile sort, with prior poor mental health so I know I'd not get back to work anytime soon if I lost DS.
My question is, how normal is it to take out life insurance on a child? It would be for all the same reasons as with an adult but as a true crime/ crime fiction reader, I can't help but think of Mary Ann Cotton bumping off her family for the insurance!