Travel Insurance - Help

[lornathewizzard]

I'm looking for reasonably priced travel insurance for our trip to Disneyland Paris next year. We have booked travel (train) and hotels separate from each other.

I have looked at a few quotes but I'm struggling to figure out whether this is covered without trawling through all the policy wording, and even then its not particularly obvious. I was also just looking at one (Holiday Extras) which didn't specify whether it needed to be booked as a package, but I was then concerned they said they didn't offer cover incase of a strike. There have been French rail strikes this year causing cancellations to connections and Eurostar etc so not outwith the realms of possibility. I don't know if not covering for strike is standard.

I just feel I'm drowning in a sea of info - can anyone point me in the right direction of either a decent policy, or help with any info at all? My DH has asthma if this changes anything.,

Anyone any ideas?

I don't know about the strike issue but I always book flights and accommodation separately and just buy a normal travel insurance policy, it doesn't matter whether it's a package holiday or not.

I have asthma and I always declare it as a pre existing condition. It costs a tiny bit more but you are covered if you have problems with asthma whilst you are away. You can declare it and choose to have asthma excluded and not pay any extra. If you don't declare it at all, they may not pay out for any health related claims as you weren't honest when buying the policy if that makes sense?

Thanks @NannyR yes that makes sense thank you.

I'd read somewhere (on facebook probably ) that you wouldn't get travel paid back on some policies in case of cancellation because they weren't booked as a package. Could be nonsense right enough