Live-in partners sharing a current account?

[lolamummy]

My dp wants me to move in with him and has said that he'd keep me if I don't want to work (which I do) but I've told him that at most I'll accept an allowance paid into my account every month for 'my money'. I've refused to take a card on his current account since I don't feel it's right I can dip into his account when I want to - I'd hate for him to have access to my current account were the situation reversed.

Is this a weird thought of mine?

well, if you're sharing a house, why not share the expenses of living together?

You could have a joint account, into which you both pay an agreed proportion of your salaries. This could go towards mortgage, bills, joint holidays etc. You could could then keep the rest in your own account to do what you like with.

Well the mortgage will probably stay in his name and paid from his account only as he bought the flat a couple of years ago. If he sold it and we bought together further down the line, we'd need a joint account to pay them mortgage most likely but I'm not intending to pay towards the mortgage at the moment, not without having my name on it, anyway. I'm just wary of taking a card on his account - it doesn't seem necessary to me and it could save hassle further down the line in case I spent money he'd got earmarked for anything else. I'll keep my own accounts anyway but that is a good idea about a joint account for household expenses,fuel bills etc and food, personal bills can then come out of our personal accounts. I'm not a 'sharey' sort of person when it comes to money .

Lolamummy - DH and I didn't get a joint account until about 3 years after we were married. So I totally understand about not being sharey with money.

Joint account for shared houshold expenses is a good idea though (we planned to do this before we were married but never got around to it!)

You have to do what suits both of you best.

However DH and I had joint counts right from the outset of living together. We saw moving in together as us maing a committment and decided that for us the best thing was to pool our resources and share everything. We are now married and it is still working fine Everything is in joint names.

I'm same as hulababy

Dh & I lived together for about 5 years before we got married. We had a joint account for everything (and he earned shed loads more than me!) from the outset. Now 10 years down the line, everything is shared even although I no longer work.

I guess it is just a question of doing what you feel comfortable with and what works for you as a couple.

shudder at the phrase 'keep me'

BUT I agree with you - keep your accounts separate, not a weird thought at all.

agree with awful "keep me" but... what we do is that we both have the same amount of "pocket money" per month and the rest is in our joint account. We are married though if that makes a difference but we set this up before we were.

Why don't you set up a new joint accvount and then both keep separate accounts as well? Household stuff in the joint and your allowance in your individual accounts?

dh and I have seperate accounts and sort out shared expenses as tehy come up. Used to have a shared account for household stuff with my ex partner that we both contributed too. So have done it both ways and not had a problem with either . Don't think its weird at all.