Expensive life insurance quote after mental health problems, which product to buy?

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I'm reluctant to take advice from an IFA as I know commission on life assurance is good so I'm concerned that the advice may not be as independent as I would like.

I'll try to be brief:
I had a very shit time from late 2011 - 2015.
To top it all off in the summer of 2015 I was badly assaulted.

Following the assault I struggled on, ending in emotional collapse in early 2016.
I tried to end my own life, then I received treatment.
Given the circumstances that led to it the breakdown was unsurprising.

I'm better now, I have been off of my medication and fine for over a year. I work full time.

I would like life insurance so I can leave my adult DCs something if I die.
In view of the suicide attempt I've been quoted £142 a month for a LTA policy.
Would Critical Term cover or something similar be cheaper and more suitable? I wouldn't mind leaving my DCs an amount over time, rather than a lump sum if I had a diagnosis of critical illness.

Thank you

A life assurance policy with Critical Illness Cover will always be much more expensive than one for death only. The cost of a death only policy will vary depending on factors such as your age when you start the policy, whether you smoke, height/weight/alcohol consumption, and your medical history. These all influence life expectancy and whether cover will be offered/at what price. The higher the risk you present to the insurance company in dying during the term of the policy, the higher the premium will be. They are effectively betting on you surviving to the end of the policy term. A shorter term will be less expensive than a longer one.

Do you know how much you want to leave to your children? And is that until you reach a particular age? Is there any other way of meeting that objective? Do you have any death in service cover where you work? A Whole of Life policy runs for the whole of your life as long as you keep paying the premiums and is expensive but then you have the certainty that there will be a payout, unlike with a Term plan.

I am an IFA and frankly I look at providing the right cover to meet a person's needs at the lowest cost. The commission is how I get paid for providing a good quality service but never influences my recommendation.