Credit rating increased

[tedding79]

Hi all, I noticed today that 2 default accounts had fallen off my Experian credit rating report which were not due to come off until July and August. It has drastically improved my credit rating.
Will this be the same with all lenders and is it worth checking my credit report elsewhere

If you’re talking about your score that Experian provide then I wouldn’t be too concerned about it either way....... no one sees it apart from you, so it is effectively worthless.

However if defaults have dropped off your credit history (history is the important word here) then that’s a good thing and will increase your credit worthiness to potential lenders.

If they’re not showing on Experian then they won’t be showing with other credit reference agencies. Well unless they have dropped off very recently and the other agencies haven’t concluded their monthly updates yet.

Hope this helps.

Thank you. Yes - they have dropped off my credit history.