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student loans. do they go on forever?

8 replies

cylonbabe · 14/05/2007 09:14

i took out a student loan 8 years ago. and whlst i was working i was paying it off. however have just realised that dh hasnt bothered putting any money into it for the last six years, and even though i had mangaed to reduce it by a grand, i now owe more than i originally borrowed.
am seething at dh.
he gets my to sign one of those self assessment forms for tax every year, andlike a mug, i never read them. in his company he has me down for 20 hours a week at a py of 4.50 an hour. but he doesnt pay any ni contributions either. at this low a wage does he have to?
yes i know im a mug. but what do i now insist he do? obviously the student loan repayment. can it be backdated? i doubt he would though. what about the national insurance?
tia

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FioFio · 14/05/2007 09:16

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FioFio · 14/05/2007 09:16

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FioFio · 14/05/2007 09:16

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cylonbabe · 14/05/2007 09:19

so what happens then. it just builds up and up and up. and when i start earinging 20K to feed my kids, instead of feeding them, it goes into the loan that has ballooned from less than 3K into 10K?
i'm just really really annoyed at him. but thanks for the info.

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FioFio · 14/05/2007 09:26

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Jazzicatz · 14/05/2007 09:26

If it is unpaid after 25 years it is written off.

NannyL · 14/05/2007 10:23

my student loan which started in 2000 will be written off if i die, or when i reach retirement age.

Dont worry about it.

I think you pay it back once you are earning £15k per year (went up from 10k about 2 years ago)

Really dont worry about it

Avalon · 14/05/2007 10:32

If you have a joint account, why not set up a direct debit every month?

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