Meet the Other Phone. Protection built in.

Meet the Other Phone.
Protection built in.

Buy now

Please or to access all these features

Money matters

Find financial and money-saving discussions including debt and pension chat on our Money forum. If you're looking for ways to make your money to go further, sign up to our Moneysaver emails here.

Income Protection AND ESA (Employment Support Allowance)

3 replies

Sn0flake · 05/04/2018 09:43

Due to an ongoing medical condition I have been off work since June last year. My statutory sick pay expired as of December but as my employer had applied for me to receive income protection they agreed to pay me in full until a decision had been made. Insurance company decided I was eligible in February and so since March I have been receiving income protection from the insurance company monthly, 65% of my salary. This is until I am better enough to return to work or until I retire, whichever is first. I will remain employed by my company and my pension will keep going. In March I successfully applied for ESA which has topped up my income and is a huge help. It's the first time I have applied for any kind of benefit and am slightly worried about how easy it was for them to agree. At the very first stage of the application I told the lady I was receiving income protection and I wasn't sure whether I was entitled to ESA. She told me that once a decision has been made I must notify them of additional income, seemed pretty backwards to me but I did just that and sent them all the letters from the insurance company. I had to go to a meeting at the job centre the other week and again mentioned the income protection to the lady who seemed very surprised that I had been accepted for ESA and called some colleagues over all of who didn't know whether I was entitled or not. When she looked on the system there was no mention of me receiving income protection nor had any of my documents evidencing the insurance been uploaded even though all the other documents had been!! She told me to go home and get the documents so that she could upload them herself which I did. I'm now worried that I'm not entitled and will at some stage be requested to pay the ESA back. Has anybody had a similar experience and been declined or approved for ESA?

OP posts:
BellBookandCandle · 05/04/2018 15:45

Quick answer .....if it's contribution based ESA you'll be ok (still declare it though). If it's income-based ESA it will affect your entitlement.

Have a look at the DMG it will explain (the benefit decision makers should use this guidance)

www.gov.uk/government/publications/decision-makers-guide-vols-8-and-9-employment-and-support-allowance-staff-guide

Sn0flake · 06/04/2018 00:50

This is so helpful, thank you!

OP posts:
BellBookandCandle · 06/04/2018 07:39

You're welcome. Hope everything turns out well

New posts on this thread. Refresh page
Please create an account

To comment on this thread you need to create a Mumsnet account.

This thread is closed and is no longer accepting replies. Click here to start a new thread.