tax credits to universal credits

[Speckledfrog5]

I am currently claiming tax credits but will soon be moving out and paying rent. I want to swap to universal credits as it will help me out so much more. There is the rule that you can claim both, would I still be able to apply for uc and they will automatically swap me around? I know this seems silly but I really don't want to get into trouble. Thank you

I understand that I am not moving yet

So in the 5 weeks before your claim comes through how will you pay the first and second months rent and all your other bills and living costs?

I am living with my parents currently

Again, I am able to cover the 5 weeks

Ok. But to make a claim for rent help you would already have to be living somewhere and have a tenancy agreement and proof of transactions paying the rent.

If you mean that your parents will be paying a rental deposit, 1 maybe 2 months rent, all utilities, childcare, groceries then I think uc will take an issue with this and count it as unearned income which if so they deduct pound for pound off your award. I am just trying to explain that you need to have a rental situation in place in your name only to be eligible to claim this help.

Yes I understand that and would be able for so many months

No that is not what I mean, I have saved my money

Ah ok I see that is good. Just double check you are not over the savings thresholds for uc. You can have 6k saved without penalty.

I am under the savings, I have saved for rent and I have already baught some of my household things and I have a large family who I asked to not buy me presents for my 18th and 19th birthday since i knew I was having a baby and would be moving out and asked if they could wait until then. I do not freeload from my parents they just won't see us somewhere that isn't right forus

No, child maintenance payments are NOT taken into account under UC!

From the UC regulations:

"Maintenance payments for the claimant or partner made by a spouse..... should be taken fully into account.... NOTE: spousal maintenance is not the same as maintenance paid in respect of a child. Child maintenance is not taken into account as income"

There is so much incorrect information on this thread. Please, OP, get some professional advice from your Jobcentre. Even CAB don't always give the most up to date information and are often swayed by media bias.