How much mortgage do you pay per month and what's your income?

[Chocolateyescakeyes]

I know there are lots of variables but just being nosey and wondering, what everyone pays for their mortgage every month? How does this compare to your (combined if have a partner) monthly take home pay?
I pay £700 on mortgage (plus £250 overpayment) and have combined income of £3700 after tax, childcare vouchers etc. Thanks!

2k combined, £500 a month

Net income £5500 every 4 weeks
Mortgage £700
Overpay by £650 so total payment £1350

Combined income of £3500 and mortgage of £800.

We are not overpaying anymore as we are trying to build on our savings instead.

For those making overpayments, do you already have a savings cushion or is the overpayment part of the savings that you draw on if money was needed?

I cleared my mortgage five years ago.
I pay myself what I need out of my company.

We are not overpaying anymore as we are trying to build on our savings instead.
That is only worth it if the savings are earning you more than the mortgage costs - which is unlikely

Talking I get what you are saying but surely we need access to funds if say redundancy, or our very old car decided to die or our rubbish combi boiler gave up the ghost? But yes our savings rates(Hsbc, loyds and first direct regular savers) are slightly higher than mortgage interest.

Our repayment is £720 per month and our income is about £7K. We choose to save a lot at the moment rather than over pay the mortgage because we have a very low tracker rate and get a better return on our savings.

£1250 a month rent, £3100 total monthly income from both of us working. The mortgage for this property is likely around £8-950 a month. Doesn’t hurt at all.

Income of approx £7.5 k a month mortgage is £1737.

Keep meaning for to start overpaying but something always get in the way.

I think you need a bit of a savings cushion and then after that pay ofd debt.

We are a tonne of debt after doing a house extension which ran over budget. Dh has luckily just got his 6 monthly bonus of 2 months salary. We were going to clear a lump of the debt but actually going to save this bonus and keep servicing the debt out of income then hopefully clear a load off in 6 months time It's 0% at the moment.

Income of around 4K mortgage of £600.

Monthly income £2300, mortgage £600

Nett income is £9.5k, mortgage is £277

Take home joint pay 5.5k mortgage 1600 pcm but we overpay 400 and plan to clear it in 12 years. About to get a promotion so that will up my pay by 400 pcm and I plan to put that straight Into savings. We have just started saving again as we like to keep some accessible savings for those horrible problems involving cars boilers the roof etc. And we anticipate rising interest rates so it becomes more important to have access to cash and avoid debt.

Combined monthly income of £4K, mortgage £1200 (includes around £80 overpayment per month).

Combined income £5500 mortgage £685

Combined income approx £3900, mortgage payment is £630.

Joint income just over 4K, pay £750 on our mortgage not overpaying yet as we've just gutted and re furbed our first home which hadn't been touched since the 60s and we're saving for our first big holiday this year

£750 mortgage and £7000 combined income. We're house hunting at the mo and trying to keep the new mortgage to a maximum of £1,200 a month as we don't want to stretch ourselves. The bank have offered us a mortgage in principle of £3k which seems crazy to us. No wonder people get into trouble.