Deceased persons bank account

[PoloPrincess]

What do I do if I know someone is using a deceased persons bank account to hide money?
Who do I report it to as it has already been reported to the bank and they've chosen to ignore my concerns and have kept the account open.
This isn't right is it? Is it legal? It's definately morally wrong though surely.

If you google "what to do when someone dies" all the correct procedures are on the government website.

My stbxh dealt with finances, he has older siblings, the oldest was next of kin. They arranged the funeral together. I doubt very much that they know about this bank account.

Hmm.
I hope they informed DWP.
To continue claiming pension or benefits of the deceased is a serious crime.

I'm pretty certain that no benefits are being claimed in her name.

He's claiming benifits in his name and that gets paid into one of his bank accounts not his mum's. But he is also working, not earning a huge amount but he's definitely hiding it and he maybe hiding it in mil's account.

Is it possible that he had POA or that the account was in joint names?
Either of those would have to be in place for him to use the account.

I can pay money into a family member's account, but I cant take any out, unless I have access to passwords and online banking information. Which, of course, I don't, because that would be fraud.

I have found evidence today, it's solely in her name.

It does sound suspicious.

And a letter arrived today in her name. I've not opened it but my Miss Marple skills tells me it's a new bank card. I'm going to take it back to the bank.

Maybe take it back with the death certificate.
If you just take the card back they still wont act on it.
They cannot take action on anything except a legal death certificate.

He is probably withdrawing cash using the card.
Get the certificate asap.

If you post the certificate he need not know it was you.

If she died 6 years ago and the bank are still sending her cards, he is definitely up to no good.

When you send the certificate, include the sort code and account number.

Thank you endoftheline.
Yes he's definately up to no good in more ways than anyone could possibly imagine.

He is likely to be in a heap of trouble by the sound of things.

I hope so. But on the other hand i just want him to do the right thing and provide a little bit of money for our son and be a good dad.

It might be worth posting in the legal section. Just to make sure you handle this in the best way.

Ah ..... the righteous rage of a STBeW. Leave him to it. Unless you're bothered he's hiding the money from you so he doesn't have to share it?

In which case you wouldn't be bothered about morals as much as getting what you think should be yours!

Most banks don’t require a death certificate to freeze the account, which bank is it?
Call their bereavement department and tell them she’s passed away, they will freeze the account and then wait for the death certificate before they close the account. Most banks will allow anyone to freeze the account, sometimes people who have no next of kin end up having hospital admin or funeral directors call to freeze the account.

Why do you care. Leave him to it. You've told the bank. With AML/fraud laws as they are its v unlikely they are just ignoring it. Your concern should be ensuring you maintain your relationship with him as much as possible. And that he is in a strong financial position. for sake if you and your child.

But why should taxpayers be supporting his lifestyle of working and claiming benefits?

mosaic123 exactly. Not just the tax payer either but also me (I am a tax payer so i loose twice here). Stbxh lives in my house with me and DS. Stbxh claims he has little money and makes absolutely no contribution to mortgage, bills or towards the car. Not one penny. I'm on my arse financially. The only thing he's bought is 2 school sweaters and polo shirts at a grand total of about £24. he's a sponging lazy bastard who the police describe as squatting in my house.

That's terrible.