I hope you don’t mind me posting this but I only have one more year left of payments on my DMP and I couldn’t be happier.
6 years ago I was 23, in £26,000 worth of debt through a graduate loan, payday loans, credit cards and student overdrafts. I couldn’t see an end to it and seriously thought about suicide a number of times. It all spiralled out of control after I had finished uni, living way beyond my means and i was in the middle of some serious on going mental health issues. I couldn’t talk to anyone in real life about it and I eventually got in contact with Step change after months of denial and fear
I can honestly say it changed my life, the relief I felt having someone to talk to and also help me was unbelievable, I have been making regular monthly repayments for the last 6 years and the end is now in sight! I’m going to try my hardest to pay it off sooner now I have a better paid job and can afford to, it’s about £4,500 
I really needed to share this so I hope you don’t mind, no one in real life knows about this as I have never felt comfortable talking about money or sharing my problems and it feels so good to be able to write this
I hope that if anyone else reads this and has serious money problem it’s gives them a bit of comfort in what’s such a horrible time