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Letter from letting agent saying £5 rent arrears but no date of when it occurred!

13 replies

CashewNut11 · 30/01/2018 20:27

Hi all, it’s my first time of starting a thread so apologies if this is wordy…

First of all, is it ‘legal’ for a letting agency to send a letter claiming rent arrears without stating a date to which it refers?

I received a letter saying I owed £5 rent arrears with no date. When I called, the manager was unable to tell me when it was for. As the rent has always been paid by direct debit/standing order and updated annually (it’s a periodic tenancy) I was confused.

It crossed my mind it could have referred to 2016’s rent increase (notified in April 2016 – the new rent would be £695). My ex set up the standing order for the first new payment at the correct amount (from May 2016 as instructed in the letter).

We were in the process of splitting up and he then decided to move out so I had his name taken off the tenancy (at a price), reapplied for the tenancy (at a fee) and then set up a new standing order. However, I made a mistake and set up the standing order at £700 so subsequent payments were £5 more than the annual increase.

I think I mentioned the £700 amount to the lettings manager when going through admin stuff.

I didn’t realise I’d been overpaying until May 2017, when I received notification of the annual rent increase, and saw that the 2016 amount was actually £695, £5 less than I’d been paying.

So after getting this recent £5 rent arrears letter I also called the credit control administrator but my explanation wasn’t listened to. I was sent a spreadsheet of payments and went through them on the phone with her. She pinpointed the May 2016 payment and said it was from then that the £5 was flagged up. However, I then quoted her the amounts from the letters I’d received in April 2016 and May 2017.

She said she’d get back to me. But in the meantime I emailed her and the lettings manager scans of letters, and referred them to the spreadsheet.

I have heard nothing back from either of them, but I have received a subsequent letter stating an administration fee of £30 has now been applied to the £5 owed!!

What do I do?

The spreadsheet does state the (correct) April 2016 rent in one of the columns, but did my mistaken overpayment override the formal letters I received? (I didn’t think to even try and claim it back, as, well, letting agents aren’t known for their generosity of spirit are they…).

But thereagain, surely I can’t be charged a back-dated £5 for the May 2016 payment when it is clearly the correct payment!

I know it’s ‘only £5’ but we’ve all seen how these things can escalate, and I am feeling incredibly anxious…

OP posts:
NapQueen · 30/01/2018 20:29

If you have been overpayong by 5 quid a month since May 2016 then how can you be in arrears? You should be 40quid up at least.

CashewNut11 · 30/01/2018 20:32

Well that's what I thought. I don't think the spreadsheet recognises a + sign... there's a 5.00 in the column, but it is not cumulative nor is it prefixed with a + or -

OP posts:
Pengggwn · 30/01/2018 20:33

This reply has been deleted

Message withdrawn at poster's request.

CashewNut11 · 30/01/2018 20:33

I'm asking to get this moved to Money Matters, I'm not quite at the stage of AIBU?... yet

OP posts:
Pengggwn · 30/01/2018 20:35

This reply has been deleted

Message withdrawn at poster's request.

CashewNut11 · 30/01/2018 20:37

Well, I've been managing the anxiety really well considering stuff that has happened over the past few years, but this has triggered me. Thoughts of how things can escalate...

and it's not just the amount, it's the fact that they can't really say for certain, but can accuse me of owing them money, and add a £30 charge on top!

OP posts:
londonrach · 30/01/2018 20:37

Phone the letting agency and ask thrm to explain what the £5 is for and mention your over payment. Good luck x

CashewNut11 · 30/01/2018 20:40

I've offered to show them bank statements. My email to them was thorough and very straightforward with all relevant documents attached. It's the credit rating thing... that thing of once you're in the system and flagged... whether it's £5 or more

OP posts:
CashewNut11 · 30/01/2018 20:42

Yep, I did that.

And that goes back to my original question: can they actually send a letter stating rent arrears without putting a date to the month it applies to?!

OP posts:
Lillylollylandy · 30/01/2018 21:33

They have to show that the money is owed, ring Shelter in the morning for advice.

CashewNut11 · 30/01/2018 22:15

Thanks. I'll do that :)

OP posts:
HandbagFan · 31/01/2018 08:57

In answer to your question, yes they can send a letter without giving you a date. I can send you a letter saying you owe me £100 without explaining why. There’s no legal issue with someone telling you they’re owed money.

The challenge is how they’d enforce it. If it were to escalate as far as it possibly could, they’d end up in court where they’d have to prove you owed money. The very worst case scenario is that the proof would be there and the judge would agree, at which point you would pay the £5 and it would all be sorted out.

More realistically they’ve got in a muddle and it’s going to take a few calls to sort it out. It’s an annoyance but it’ll get sorted out.

CashewNut11 · 31/01/2018 12:39

Thank you HandbagFan.

I think you're right, but I'm a bit fed up that when I've spoken to them they've been very keen to emphasise how I have made a mistake and that I owe them money. Yet when I take the time and energy to reply clearly with all documents, I don't even get an acknowledgenent Hmm

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