I have an unexpected £6k which I'd like to save. I would like to use it as a start for a house deposit so a First Time Buyer ISA seems pretty good, but then I started reading about Lifetime ISAs and investments and was soon out of my depth.
What would you do in my position?
Relevant details:
- I'm not worried about being able to access it at short notice.
- I have a very good credit rating, though I don't know the exact number at the moment.
- The only debts I have are my student loan (funnily enough, about £6k) and a monthly lease fee for my car, though I don't think paying either of those off now is the best use of this money?
Does a FTB ISA sound like the best way to go?