Ask for a handhold and what happens when you can't pay an instalment for a DMP

[molifly]

in no way asking for money - I just need advice on what to do/to expect

I'm 26 weeks pregnant and I was in a bit of a financial mess when I found out I was pregnant due to various reasons. As soon as I found out I was pregnant I got my act together and got into a debt management plan. It's the best thing I've done. Before I got into it I was living off yoghurts and not much else to pay my bills and have now been able to budget for the first time in years.

This month my car needed £500 spending on it to pass it's MoT. Without my car I would struggle to work which means no income. As a consequence of this I am now unable to pay for my debt management plan instalment this month. I plan on ringing them tomorrow but I'm so scared the plan will cancel and will be back to square one with no money to feed myself and in a right mess. Can someone explain what to expect?

Bump, anyone?

Better to tell them about it before you speneed the money but don't worry I'm sure it will be fine as it's a necessary expenditure.

Contact your provider and inform you have have incurred costs for your car.

Ask if your payments can be recalculated for a period of time which will mean the plan takes longer.

Just talk with the provider and explain your car costs.