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Exhusband wont change his address, his debt is coming to my home

12 replies

Pinklemonade123 · 24/11/2017 18:05

Can anyone help, my ex husband moved out a year ago and hasn't changed his address still and I am now receiving letters for him that say they want to collect his debt as he is refusing to pay for what he owes and has cancelled all his direct debits and changed banks.
I've tried calling the companies that are after him but will not speak to me as I'm not the account holder. What am I supposed to do when bailiffs come knocking?!

OP posts:
endofthelinefinally · 24/11/2017 18:09

Do you know his address?

Paddybare · 24/11/2017 18:11

Just write ‘not known at this address, return to sender’ on everything and put in the post box. The letters will soon stop.

MyBrilliantDisguise · 24/11/2017 18:11

Return the letters and write on them: "Mr X hasn't lived here since DATE. He now lives at ADDRESS."

SingingSeuss · 24/11/2017 18:12

You just have to go into branch/ call up all the companies sending the letters. It's a ain but will stop it. You don't have to open the letters, you can do it via googling the po box on the back Flowers

InappropriateGavels · 24/11/2017 18:48

After I split from my ex-husband I signed up to a credit checking website (noddle, it's free and their customer service is great) and found that there was a section on there that checked my links to other people. I requested that I was unlinked from my ex-husband.

While this won't stop you getting mail, and you can't do it if you are legally responsible for any of the debts, it's a good step to separate yourself from him. I did it because I was having trouble getting a mobile phone contract, it seems it was because I was still linked to him.

As above, I would send all post back as "not known as this address", even adding "left a year ago". Doing that should put the onus on the sender to then start looking for a new address.

If the Bailiffs do come knocking give them his new address if you do know it.

WinchestersInATardis · 24/11/2017 18:55

I used to have a problem with this too. However, it's quite common for the debtor to no longer live at the address. Keep a copy of your council tax bill (showing you're the only resident) and some ID by the door. The collectors were normally quite happy to use that as evidence the person they were collecting from had gone.

BootsCats · 24/11/2017 19:03

Just to say I had a problem with a parking fine once, for a car that didn't belong to anyone in my house but the postcode was wrong so kept coming to my address. I kept putting 'not at this address' and they kept sending me letters which were from debt companies, about bailiffs etc.. it took me weeks to find a real person to talk to instead of an automated service.

Be careful that doesn't happen to you.

Pinklemonade123 · 24/11/2017 19:07

Ok thank you all!
I do not know his new address he won't tell me it.
Il just return all letters and if bailiffs do turn up il do as you've said and explain/prove he doesn't like here anymore.
Thanks x

OP posts:
ThomasRichard · 24/11/2017 19:13

I’ve had the same situation for the past 2.5 years. It’s really stressful: a constant reminder of the awful things he did and the constant worrying over what he’d blown all our money on this time. Just another way he has tried to continue the abuse :(

I got a rubber stamp from eBay that says ‘Not known at this address. Return to sender’. It cost less than £5 and it’s taken about a year but the post has finally started to dry up over the past couple of months. I made sure we weren’t linked on Experian and Equifax too.

Pinklemonade123 · 24/11/2017 19:18

Yea that's half of it a constant stress and reminder!! I still have to see him every week because of our children. Thank you xx

OP posts:
YouCantArgueWithStupid · 24/11/2017 19:27

Call Experian and ask them to do a not associated with the address form. You can remove him from the address without having a forwarding one. We did it for previous tenants that lived here and we had their debtors coming here for 3 years!

Monkeypuzzle32 · 24/11/2017 19:36

youcantarguewithstupid is correct-we had a similar thing with a neighbours son who used our address and the companies will take no notice of you saying he doesn't live there, nor will they take any notice of any new addresses you may give-police and court staff may do but that's all. If you contact Experian they can put a note on your details and if required also a password but I think that's mainly if someone is using your name.

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