Meet the Other Phone. A phone that grows with your child.

Meet the Other Phone.
A phone that grows with your child.

Buy now

Please or to access all these features

Money matters

Find financial and money-saving discussions including debt and pension chat on our Money forum. If you're looking for ways to make your money to go further, sign up to our Moneysaver emails here.

See all MNHQ comments on this thread

I need help

25 replies

Unlucky2904 · 13/11/2017 10:35

I fell behind on my rent when I got really sick I walk with two crutches now and have a teenage daughter who is self harming I've got to find 1100 pound by next week or I'm out I don't know what to do I'm ill and scared a move might be too much for my kid

OP posts:
Unlucky2904 · 13/11/2017 10:39

Does anyone know what I can do please I'm losing control here feel like I'm depending

OP posts:
Ttbb · 13/11/2017 10:42

Just move somewhere that you can afford.

Bumbumtaloo · 13/11/2017 10:44

Depending on why you fell behind you may be able to apply for a discretionary housing payment from your local authority.

england.shelter.org.uk/housing_advice/housing_benefit/discretionary_housing_payments_dhp

www.gov.uk/government/publications/claiming-discretionary-housing-payments

Ilovelampandchair · 13/11/2017 10:48

Ttbb, really? By next week? You must assume she's a troll to post something so careless.

OP, I'm not sure we can advise without a lot more details. Are you 1 month behind and that cost is £1100? Are you a private renter? What have you already negotiated with landlord? What are you incomings and outgoings? Do you have any money at all or is it all earmarked for other bills? Etc etc.

Just to state clearly, nobody here will send you money but people will help advise you on your choices if you give enough information.

Unlucky2904 · 13/11/2017 10:50

I dontvexpect people to send me money I'm six months behind and I'm not careless I have cancer and I struggled to deal with things

OP posts:
Unlucky2904 · 13/11/2017 10:53

I've had three deaths the past 6 months my eldest daughter couldn't cope so started self harming and I was trying to get my treatment done without worrying my kids yes I've been stupid but my only defence is my state of my mind was all over the place

OP posts:
Penfold007 · 13/11/2017 10:55

OP are you being supported by Macmillan or similar? If so speak to them, they can offer you advice and support.

Ilovelampandchair · 13/11/2017 10:57

Sorry to hear that OP.

Give some more details about the £1100 demand (is this all you owe?) and your wider financial situation (what incomings and outgoings do u have) etc. And maybe people can make some suggestions.

Unlucky2904 · 13/11/2017 10:57

Thank you I didn't take help from Macmillan I thought I was strong enough to go it alone but I just made a big old mess of things but thank you for being nice to me

OP posts:
OldWitch00 · 13/11/2017 10:58

Cancer patients often have social workers available to them, can you ask one of your care providers for support options?

Unlucky2904 · 13/11/2017 10:59

1100 is what I owe apart from few pence on the end I have three kids and I'm on esa now lost my job to I'll health

OP posts:
Unlucky2904 · 13/11/2017 10:59

I will do that

OP posts:
Want2bSupermum · 13/11/2017 11:00

Are you getting the right amount of HB? I'd imagine all of your rent should be paid for.

Def speak to your LL and your council after speaking with CAB and shelter.

Unlucky2904 · 13/11/2017 11:02

Benefit cap means all my rent isn't paid thank you I will speak to them

OP posts:
Bumbumtaloo · 13/11/2017 11:03

If you receive housing benefit you can apply for a discretionary housing payment (as I linked above). Have they been to court or is the next step? Hopefully you can speak to someone that can help. Good luck.

Unlucky2904 · 13/11/2017 11:05

It's been to court got to be put by 21st of November

OP posts:
Bumbumtaloo · 13/11/2017 11:05

Sorry x posted. Do you get the support component of ESA or PIP? If you do the benefit cap shouldn’t effect you.

www.gov.uk/benefit-cap/when-youre-not-affected

Want2bSupermum · 13/11/2017 11:05

Not always true. The benefit cap doesn't apply if you are sick. It also doesn't apply if you work more than 16 hours a week.

Please check your benefits and get help filing out the forms for sickness disability. Macillian is probably the best group to help you but call shelter and CAB too.

Unlucky2904 · 13/11/2017 11:06

Rang my housing office to ask to postpone it for three weeks so I can pay it up but she said no

OP posts:
Unlucky2904 · 13/11/2017 11:06

Still waiting to hear from pip and still on lower end just now

OP posts:
Unlucky2904 · 13/11/2017 11:09

Discretionary housing fund said it can't be used for areas

OP posts:
Unlucky2904 · 13/11/2017 11:10

Arrears even

OP posts:
SophieLMumsnet · 13/11/2017 15:04

Sorry for hijacking your thread OP - we're so sorry to hear you're going through such a tough time of it and hope that things improve for you very soon. Flowers

While we're not casting any aspersions here, we just wanted to remind folk that we're not able to vouch for anyone that posts on the site - and unfortunately, not everyone is who they say they are on the internet. It's always best not to give more to another poster, either financially (in cash or gifts) or emotionally (in time or care and support) than they'd be prepared to lose if things went wrong.

Thanks, all.

NoSquirrels · 13/11/2017 15:07

Please get in touch with Shelter, and with Macmillan. There will be someone who can help you.

Rockchick1984 · 14/11/2017 17:32

The benefits cap is set at £20,000 per year (more in London) so your monthly income must be roughly the amount you owe. Can you negotiate to pay it off over 2 months? I understand that it must be a very difficult situation but that’s more than many working families get, so I’m not sure how you have fallen so far behind that it’s now going to court.

New posts on this thread. Refresh page
Swipe left for the next trending thread