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Benefits and saving account and property abroad

46 replies

sorrynamechanged · 23/08/2017 10:20

I have a friend. She moved to the UK one year ago and i helped them in the process of moving, helping them dealing with estate agent, explaining what the NIN was, choosing best broadband etc.
The husband has found a job in a shop while she goes to clean a house once a week.
I have always thought they worked hard.

However i have just been told that they take benefits (at least council tax discount and child tax benefits, plus of course, child benefits).
The problem is that I know they have a foreign saving account (at least 20 thousand euros) in their home country and a house rented that earns money.
I am completely furious.

I have never applied for benefits so i do not know how it works, but weren't they asked to declare they had not any other property abroad? Does the HMRC checks everyone' s foreign accounts before giving themoney?
So annoyed and disappointed.

OP posts:
Babyroobs · 23/08/2017 20:58

Serf - Yes I kind of agree. I see a lot of this kind of fraud from immigrants from the EU - one lady told me the other day it was hard maintaining one house in Romania and one here and were there any benefits to help ? . Another had been working here 3 years and hadn't paid a penny in tax because ' no-one told him he needed to ' !!

Babyroobs · 23/08/2017 21:03

It's hard to know what is genuine ignorance or problems with the language or understanding the benefits system . I think our benefits system does have a general reputation amongst some communities for being very generous and so they might not question things or see it as fraud. Very frustrating I know . Does your friend understand English well and would be able to understand the rules on a form or application ?

sorrynamechanged · 23/08/2017 21:13

Yes, she would.

OP posts:
SerfTerf · 23/08/2017 21:14

It's probably nearly impossible to detect this kind of thing when it's cross-border.

Babyroobs · 23/08/2017 21:15

Exactly Serf -Unless they declare it then it would be near impossible to check every claim.

Babyroobs · 23/08/2017 21:16

Roll on Brexit !!

sorrynamechanged · 23/08/2017 21:19

Brexit will not make any difference.

OP posts:
Babyroobs · 23/08/2017 21:23

Do you think free movement and access to benefits will remain unchanged ?

sorrynamechanged · 23/08/2017 21:28

This is a bit off-topic but since you asked...I think things will not change for people that are here.
Also I think brexit will not make.any difference as many benefit frauds are done by uk citizens and commonwealth citizens...

OP posts:
SerfTerf · 23/08/2017 21:37

UK citizens and commonwealth citzens can also easily hold assets abroad.

sorrynamechanged · 23/08/2017 21:39

Yes, hence Brexit will not change anything to that huge part of frauds

OP posts:
SerfTerf · 23/08/2017 21:42

I agree that Brexit is a side issue.

Globalisation and people emigrating and emigrating again at the drop of a hat is what gives HMRC the specific headache about undeclared overseas assets. No idea how they tackle that.

SerfTerf · 23/08/2017 21:44

Are you from the same home country OP?

sorrynamechanged · 23/08/2017 21:50

Yes, been in the uk for 18years and I have found out about benefits thanks to "my friend" lol!
I did not know it was so easy for people to get them. I find it crazy .

OP posts:
SerfTerf · 23/08/2017 22:27

An old friend from the same background sometimes holds more sway than a new one. Maybe you could have a word?

Babyroobs · 23/08/2017 22:34

It is very easy for people from EU countries to get benefits but not so for non EU immigrants.

AldiAisleOfCrap · 23/08/2017 22:38

There is no savings limits for tax credits because tax credits were not " benefits" pre Tory government.

PersianCatLady · 23/08/2017 22:53

There is no savings limits for tax credits because tax credits were not " benefits" pre Tory government
Whether they are benefits or not it is ridiculous that someone with £100,000 ibn the bank can get them as long as they keep their money in a low interest account.

sorrynamechanged · 23/08/2017 23:00

What about universal credits? Do the savings count?

OP posts:
Babyroobs · 23/08/2017 23:27

Yes . You cannot make a Universal credit claim if you have savings above 16k. Anything above 6k - 16k and your money decreases by a certain amount.

Babyroobs · 23/08/2017 23:29

Although I guess that may penalise people who for example may be saving for a house . I guess people may try to put savings in a relatives savings account to try to get round this.

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