Car Insurance - Is it invalid if you have not declared a speeding ticket?

[ELF1981]

DH is a named driver on my policy.
Last night he crashed my car (not speeding)
Checked my insurance docs last night and realised I had not updated my insurance people with his speeding ticket (in a manner of not thinking rather than keeping costs down)
How likely is it they will invalidate my insurance now I'm trying to make a claim?

AFAIK it shouldn't make a difference, the policy should still be valid. Does he have to pay for any damage?

It should say on your policy what their requirements are in terms of letting them know of any changes.

I'd phone up to check if you can't work it out from the policy.

My DH has to pay £275 excess on the insurance (if i'd been driving it would only have been £75)
I just dont want them to say that the insurance is invalid, therefore I'll have to pay for all my repairs plus that of the other car.

I checked teh document, it just said we should inform them of any changes and failure to do so may lead to invalid insurance. They are looking into this and going to let us know, I just wanted a bit of reassurance beforehand!!
I never even thought to let them know as the speeding was in another car, he was on a different insurance and he very rarely drives mine, it never crossed my mind that I'd have to tell them

Was the speeding ticket since you last renewed your policy?

My insurers said I had to tell them at my next renewal, not as soon as my (going thorugh a red light) ticket was issued.

No, it happened Feb 06 (from what we remember I'd have to dig out the documents) but the insurance was renewed Oct-06

You have to tell them now before you make a claim, they may backdate for premium purposes but you should still be able to make a claim (i work for insurance comp). HTH

Thanks Dariesmum. We have informed them about the speeding ticket and said it was a lapse that we had not updated details. They're looking into this and getting back to me in the week.

shouldn't be much of premium diff, if any at all. but you may have to pay a little extra. i get it everyday so don't worry about it hun x

phew, they're paying out

Thats good hun