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Tax credit changes, 3 kids, new partner claim

65 replies

anastaisia · 26/03/2017 20:18

Hi

Just after a bit of advice. Me and my boyfriend of several years are thinking about moving in together. We don't and haven't lived together before so I've had a single parent tax credit claim running.

He's currently a student and is/will be working part time around retraining.

I have 3 children and am self employed on a fairly low wage.

Ideally we'd wait a bit longer to move in, but he will be studying for 3 more years. Am I right in thinking that if we don't make a joint claim in the next week or so, any new joint claim would be treated as a new claim and we'd only get tax credits as though we have 2 children in the household under the new rules? Or would it be protected because the children are older?

I don't want to make a rushed decision because of this - but I equally don't want to leave it a few weeks too long and then we find we can't afford to move in together for 3 more years because of the 3 child rule changes!

Thanks

OP posts:
AndKnowItsSeven · 30/03/2017 09:32

www.wolverhampton.gov.uk/CHttpHandler.ashx?id=12462&p=0M

Lagirafe it has always been the case that claimants moving over to UC or already on UC will be able to claim for more than two dc as long as no gap of more than six months.

Leatherboundanddown · 30/03/2017 09:34

It seems that way until you read that renewal is counted as a change of circumstances but renewal automatically needs to happen once a year. At which point TP is lost. I do hope that I am wrong though.

AndKnowItsSeven · 30/03/2017 09:34

No Leather renewal is not a change of circumstances.
I think it is important people don't post myths . People read mumsnet when they are anxious about UC. Reading things that are just not true can be very worrying for people.

Leatherboundanddown · 30/03/2017 09:36

I got it from an official UC pdf document.

Leatherboundanddown · 30/03/2017 09:37

What was the wolves link to? It is not active

AndKnowItsSeven · 30/03/2017 09:49

You must have misunderstood Leather.

Lagirafe · 30/03/2017 10:24

I don't think anyone is posting myths it's just a very complicated system which the government has not been very good on communicating to the public.

There seems to be a lot of conflicting information in the public domain and individual councils have put out information as well as welfare organisations.

I suppose really there is nothing we can do and it will become clear in time.

Lagirafe · 30/03/2017 10:25

If anyone has a definitive answer though that would be great! The link to Wolverhampton council doesn't work.

AndKnowItsSeven · 30/03/2017 10:26

It is clear though it always been very clear that third born children born before 6th April 2017 will continue to be entitled to tax credits /UC as long as there is not a break of moe than 26 weeks in the claim. Switching from tax credits to UC for whatever reason does not affect this.

AndKnowItsSeven · 30/03/2017 10:33

www.rightsnet.org.uk/forums/viewthread/8695/

Lagirafe · 30/03/2017 10:33

I haven't found that from any official source.
This seems to show that you will lose the protection straight away for certain changes or circumstances (including new parter as per the original post)

Tax credit changes, 3 kids, new partner claim
AndKnowItsSeven · 30/03/2017 10:44

Yes that's transitional protection eg If you were claiming a disability premium for your child you would keep the same amount of money.
It is not the same thing as the two child limit.

AndKnowItsSeven · 30/03/2017 10:48

www.parliament.uk/documents/impact-assessments/ia15-006e.pdf

Scroll down to point 8.

AndKnowItsSeven · 30/03/2017 10:52

If you read from point 8 onwards it makes it very clear additional children already a part of a claim,will be entitled to payments for three or more dc.
The transitional protection you refer to is a separate issue.

Lagirafe · 30/03/2017 11:10

This appears to be the relevant legislation: www.legislation.gov.uk/uksi/2017/376/made

Part 3 confirms the 6 month timeframe but does also refer to children 3+ as "transitionally protected children" which makes me wonder if the 2 are in fact linked and at some stage the protection can be lost due to a change of circs as previously discussed.

AndKnowItsSeven · 30/03/2017 11:42

Ffs did you even read the link I posted , my dh is a senior civil servant. I can assure you that is not what transitional protection means in that instance.

Lagirafe · 30/03/2017 12:42

No need to talk to me like that of course I read the link but impact assessments are not always translated in whole into the precise legislation.
In fact impact assessments are sometimes completely ignored.
Thank you for your help in sourcing accurate information on the subject though.

Leatherboundanddown · 30/03/2017 12:46

Is there one of those impact assessments about transitional protection? It doesn't really detail what we were disagreeing about.

AndKnowItsSeven · 30/03/2017 14:02

I am irrated because UC causes people real anxiety. There is nothing to disagree on , it is absolutely the case that the transitional protection refers to children born before April 6th who currently claim TC or UC providing no break of more than 26 weeks.
The transitional protection change of circumstances refers to monetary amounts e.g. Disabled child in receipt of middle rate care would be entitled to less under UC.

Leatherboundanddown · 30/03/2017 14:46

What about the reasons for moving over to UC? You seem to keep saying that people will be able to keep claiming TC for years until 2022. That is not inline with what I have seen regarding full service areas.

AndKnowItsSeven · 30/03/2017 15:24

No people will be moved over from
July 2019 the process is expected to take until 2022 to be completed.

AndKnowItsSeven · 30/03/2017 15:26

Also anyone making a new claim who has three children born before April 6th 2017 will be able to claim tax credits until November 2018.

AndKnowItsSeven · 30/03/2017 15:27

This is important as it give women fleeing DV with larger families some leeway.

Sunshinenow · 30/03/2017 15:28

Do you know what the arrangements are for families with a break of more than 26 weeks? The legislation seems to say 2 child limit for new claims. But elsewhere these claims will be diverted from UC to legacy TC for a time (which could be extended)

It is vey confusing.