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Original poster

Mortgage with 5 yr old defaults and 1 income

26 replies

mayaknew · 13/03/2017 21:34

We are going to see a mortgage broker but I'm worried we are going to get laughed out the place.

DH earns 25k
I earn nothing (student) so he will be going solo
We get child benefit and TC
We will have a 10% deposit

But he has 2 defaulted accounts from 5 years ago (long story)

Do we have any hope?

OP posts:
Original poster
mayaknew · 03/04/2017 14:26

Also all accounts are in my name... utilities, mobiles, car finance etc. The only thing that is in dhs name is the sky and he has a credit card that has a small balance on it.

Will they take all household accounts into account or only the ones in his name?

OP posts:
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