Claiming back mortgage exit fees

[StripeyKnickersSpottySocks]

I read the other day that anyone who's paid these in the past should not be able to claim them back - like the bank charges.

Anyone know if this right, or done it?

I paid 1.7k in exit fees a few years ago.

[wheresthevalium]

Hi, I'm a member of the team on consumeractiongroup.co.uk, we are currently advising people not to attempt to claim them back. There have been several cases where the claimant has lost, and had costs awarded against them (one for £7.5k)

It might be worth doing a letter to the mortgage company to test the water, but court action isn't currently advised.

HTH

[pacinofan]

Yes, have just succesfully claimed back my fees with 2 mortgage providers - but we are not talking 1.7k!

Current advice from Money Saving Expert is to claim them back, if you visit his website it tells you all you need to know. We are chuffed to bits to get our fees back, all it took was a letter and a cheque followed, no probs.

[beckybrastraps]

Exit fees or early redemption penalites? 1.7K seems a lot for an exit fee. I paid 75 pounds. It's a bit more now, but not nearly as much as that.

[StripeyKnickersSpottySocks]

OK, I've got it wrong. We paid an early exit penalty fee which is a different thing and can't be paid back - shame.

Thanks though.