My husband has lost his job so we are now eligible for tax credits. However, he has an income protection insurance policy and I am not sure if this counts as income for tax credits. My instinct is not as it's not taxable - does anyone know where I can get advice on this as tax credits helpline did not know so told me to declare it anyway but I don't see why I should if it's not legally classed as income! At the same time I want the claim to be correct