Scary letter from hmrc regarding tax credits

[Ballerina123]

Hi there all I'm new to this.. Just need some advice and if anybody else has been in this situation. I'll try not to go on too long.
Basically I married back in 2005 after being with my ex for 15 years. I have 3 children by this man. Anyway after him committing adultury many times I reverted back to my maiden name within a year. I stayed with him because of the children. Anyway in 2011 I couldn't take any more and in 2012 we seperated. In July 2012 I claimed working tax credits under my maiden name. Everyone knows me under my maiden name as don't use my married name. Anyway I received a letter from hmrc 2 weeks ago as they have links that a man is living with me. The letter is asking for bills etc which is absolutely fine as I pay all the bills which come direct debit out of my bank account. The only bill my ex pays is the mortgage which the house is on joint names. My ex still has post coming to my address. I have asked him to change all his mail but don't think he will cooperate as has no fixed address. I am soo worried about this as been reading lots of horrible stories with others getting these letters as I have nothing to prove where my ex is living. I have now got all my bills.. Bank statements and council tax which they have requested. Oh I did take ex off the electoral register in 2012.. Anybody else had this letter..

I have just had a similar letter asking for documents during a 3 month period last year! I have been split from my husband for 4 years but we still remain friends and he is a great dad to our 3 children. He pays the mortgage in lieu of child maintenance. We are insured on each other’s cars as he uses my car to take the kids out and I use his car when he does this! I pay all the bills I.e council tax, utilities etc but all his post still comes to the home address because there was never a reason to change it as he sees the kids a lot he can always pick up his post. He was staying with my parents when we first split which is down with the council but he has no fixed abode now as he works away a lot and stays in hotels etc. We are very amicable and get on better now than we did when we was together. I haven’t slept since receiving this letter! Am so scared that HMRC won’t believe it! Can anyone offer any advice please ???

Do the car insurance companies think you live at the same address?

HMRC are, quite rightly, clamping down on this scam of couples claiming to be separated for benefits/Tax Credits purposes, good luck to them I say.

Please look at the “chat” board as there are two threads running on this- it’s in fact a letter to be ignored - their just asking people to think about their situations, whether they should be claiming etc !!

Please look at the “chat” board as there are two threads running on this- it’s in fact a letter to be ignored - their just asking people to think about their situations, whether they should be claiming etc !!

Please look at the “chat” board as there are two threads running on this- it’s in fact a letter to be ignored - their just asking people to think about their situations, whether they should be claiming etc !!