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+++++++++++++++++++++++++++Chancel Repair Liability +++++++++++++++++++++++++++++++++++

5 replies

furcoatandnoknickers · 27/02/2007 18:20

Would you take it out on a house you were buying?

We have had the report back on a property we are buying in the Isle of Wight, which "continues to have a potential chancel repair liability based upon historical parish boundary data.

I know this will be nul and void in 2012. If yes would you take it out for just the persons who purchase the policy or for them and their sucessors.

Or is it money for old rope!!

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furcoatandnoknickers · 27/02/2007 21:43

does any body have any advice??

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Ladymuck · 27/02/2007 21:48

Depends on the cost of the policy overall, and what the potential liabilty was. I assume that one could identify the church in question? Presumably it might be more difficult to ascertain whether anyone shaares the liability (a question I assume that your solicior should be researching). However if the insurance was say

furcoatandnoknickers · 27/02/2007 21:56

thank you Lady Muck. Our solicitor says that the search doesnt show up which church! Just that its in an area that has this on.
The cost is £80 or £160ish if we want to pass it on, if we want to sell. It seems like money for old rope to me, but I would feel stupid if I didnt pay this paultry ammount, then get stung because they wanted to collect!

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Ladymuck · 28/02/2007 09:13

Yes, it is definitely money for old rope, especially at that price, because of the relative cost of having to search out which church might have the right (and of course you may well find that the relevant church was demolished ages ago anyway). I would be mildly p*ed off but pay it especially as someone has recently had a claim upheld against them. But I wouldn't expect to see any value from the cash. It is just one of those "grrr" moments in a house purchase.

furcoatandnoknickers · 06/03/2007 09:44

Just seen this post - Thankyou Ladymuck!

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