I'm recently separated from my husband and am currently on maternity leave. I have 2 children under 5 and having worked out my finances after bills am left with £38 per week for us to live on. That's doesn't include food shopping/clothes etc.
I have applied for tax credits and have had the news today that I am not eligible for any due to my wages being over the threshold even though I have taken a massive drop they work it out over the year and have advised that I can reapply in April but will not be awarded much.
The only choice I can see i have is to try to get council or housing association housing as there is no way I can afford to stay where I am.
My question is, will I be likely to get council housing while I am living in the rented house or would I stand more chance leaving and staying at my parents for a while then apply? I'm not trying to cheat the system I genuinely cannot afford to stay where I am but also dont want to take the risk that I would end up being at my parents for ages as it wouldn't be fair on them. I would be grateful for any advice thanks.