so what do you do if your financial adviser has retired and you have a little niggly question about a policy you already have?

[Cappuccino]

I just want some vague advice about what to do about this endowment policy - I have to either carry on with it for another 10 years or take it NOW

but the silly bugger who sold me it has retired

I can't go to another financial advisor surely since they'll want to sell me something and I don't want to buy anything cos I'm all sorted

and I don't want to pay a minimum fee of £240 to ask one stupid question when the policy is worth peanuts anyway

so where do I find out what's the best thing to do?

grrr

bloody financial advisors being able to afford to retire willy-nilly

A decent IFA would have referred you to another IFA that would be taking on his customers.

You can go to another IFA for advice on an existing policy. If you do take it out for another 10 years then the new IFA will get a renewal commission from the company so will be happy, or will hope to sell you something different. But you don't HAVE to buy anything.

ooh thanks for that

will go accost someone this week

you're right about the 'decent ifa' bit - I deliberately didn't go to him for my pension because I wasn't totally happy with him

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