I am looking to buy a house that is for sale for £260k. I have a substantial deposit so would need a mortgage of £130k so 50%ltv. This would be x4 one (my partners gross income). This would mean mortgage repayments are about 1/3 net pay at the moment. We are first time buyers and have done a lot of research. I'm a sahm. We found a house we loved but do not want to make bad financial decisions. My partner is a risk taker and not financially cautious so it's up to me to decide really. What do you think wise people?