Due to renew our mortgage due to our fixed rate deal coming to an end. We have found a good deal and have no other debts apart from a car loan.
However, as we were leaving, the chap said he would probably need copies of bank statements for last 3 months but because of Christmas my bank account is not looking very healthy My January statememt ends at -700, February ends with -300. March, if the lender will wait that long, will not be overdrawn because I will have caught up with myself.
Could they refuse us a mortgage just on the statements? There is no overdraft facility on partners account so he is fine.