Are you in ur forties and don't mind telling how much mortgage u have ?

[Molly333]

Hi sorry if I seem nosey but I'm worried about upping my mortgage ( need room) but worried I'm not realistic . The mortgage amount is 145000 , what's yrs ?

Why? Its all relative.

I have £65000 but am paying that alone, currently will be paid off by age 59 but I'd like to renegotiate and pay it off a couple of years earlier if possible.

It's not the size, it's the mortgage in relation to uour joint income. Our mortgage is about a year and a half joint salaries.

I'm in my late 30s, so maybe a bit younger than you expected, but not sure whether this could be helpful. I have 9 years left on my mortgage, it was £45k and I have £20k left to pay.

It's all relative. Some could pay off £145,000 in a few years, for others it would take a lifetime.

I'm 40. I have 25 years left on a mortgage but only pay £500 pm.

What's age got to do with it? It's more to do with income surely?

Age 40 and 44. 20,000 left over 3 years. We have thrown everything at it though in last few years.

39 and have no mortgage, yay.

Late 40's paid off

41, 20 years left, about 1.7 times joint income left to pay.

Late 30s - about £650k.

I'm 36 and DH 42. We owe £85k still.

Late thirties about to take a new one close to 6 figures. Is what it is.

too bloody much! Just bought ex out so have £117000 left to pay. Planning to downsize if I can as I never would have planned to take that size mortgage out on my own

Late 40's. Just paid it off but might extend it again if we decide to move.

Am 40yo. 29k left on mortgage.

45 and £250k

I'm a smidge younger than 30 but have the choice of mortgage free by 40 or bigger house and start again. The leap from a flat to a house here in the SE would add another £100k over 25 years. I'll come back in 10 years and answer your question.

I cleared my mortgage in my late 40's
but I was lucky and bought my first house for £30,000
and every time I moved kept the mortgage end date the same

I could never afford to buy the house I now own at current "values"

I'm in my forties. £185k mortgage but house is worth £1m+

45 and by a very fortunate turn of events it's paid off. House is worth about £425k. Wondering if we should move up or sit tight. Life is pretty cushy to be honest.