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Find financial and money saving discussions including debt and pension chat on our Money forum.

Money matters

compo claim

10 replies

softmusk · 11/02/2007 09:32

had a car accident about six months ago and have but in a claim for personel ingury just wondered if any one else had done this and how long it took and how much they got
TIa

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jampot · 11/02/2007 09:36

hmmm what were your injuries, who was to blame, do you have any history of injury in the same area?

its very much how long is a piece of string but typically for a wqhiplsah injury you could expect to settle in about 12 months.

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softmusk · 11/02/2007 09:38

other drive at fault and he has said that i had swelling to base of neck whiplash and on going head aches with i still get now, and my partner broke his hand

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jampot · 11/02/2007 09:58

i think generally a whiplash is thought to take up to 2 years to get better obviously depending on your symptoms and if you have had physio which will help. Have you lost time from work?

approx compensation guide for whiplash

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Toxic · 11/02/2007 10:02

My father had accident with drunk driver squashing him between 2 cars. It took 1.5 years and I still have no idea how much he got but it was over £10,000.00

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softmusk · 11/02/2007 10:04

my partner lost time from work but i a stay at home mum so didnt lose any time but did have to have a lot of help from my mum

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jampot · 11/02/2007 12:59

if your partner is making a claim then he will be able to claim loss of earnings if he can show that he did lose earnings. You may be able to claim a nominal amount towards care from your mum but once again this will probably have to be proved. Are you dealing with a solicitor? He or she should be able to advise you. One word of advice though, dont keep ringing and asking where your cheque is - these things do take time as there are various timescales they work to and of course the insurers arent always keen to settle too quickly

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softmusk · 11/02/2007 19:37

yeah get what u mean what about ringing that why asking on here dont want them to think i just after money

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jampot · 11/02/2007 21:06

softmusk.

what stage are you at now? have you had a medical expert examine you, has liablity been admitted?

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softmusk · 11/02/2007 21:50

i have had my medical and just signed that and sent it back dp has not had his yet due to have it soon and other driver has admitted liablity

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jampot · 12/02/2007 00:35

your solicitor will now send the report to the insurers and await their response/offer. shouldnt take too long to behonest. your partner's case will follow the same thread.

assuming there needs to be no further medical or your expert has predicted a full recovery within a specified time period, you should have an offer at least within the month i should think. do listen to what your solicitor advises. he or she will have guidelines they follow and previous cases to go on to decide whether the offer is good enough. that said, the insurers quite often now follow a damages award program i think one is called Collosus or something which when all teh data is inputted will come out with a settlement. it is up to your lawyer to decide whether the offer is good/bad/excellent and will advise you on issuing proceedings if he cant get them high enough. dont be scared if he advises this as liability isnt in issue it is purely to assess quantum which is the amount of money to be awarded